The Direct Loan Program makes long-term loans available to students at all levels of study, and to parents on behalf of dependent students. The federal government subsidizes interest during defined periods for undergraduate students who show need under the federal need analysis methodology, but only for a limited amount of time based on the length of the student’s program. Various repayment plans are available, as well as deferments, cancellations, and discharges.
Related topics in this Index: Loan Counseling; Cohort default rate
A Primer on Higher Education, Student Aid, and the Federal Budget Process
Borrowers Discuss the Challenges of Student Loan Repayment
Changes in HBCU Financial Aid and Student Enrollment After the Tightening of PLUS Credit Standards
College Student Debt and Anticipated Repayment Difficulty
Comparison of Sub and Unsub for Undergrads, 2020-21
Direct Loans AskRegs Knowledgebase Q&As
Graduate and Professional Reference Sheet, 2020-21
Parent Borrowing and College Completion
Policymakers Should Consider Impact of Growing Student Loan Balances on Borrowers and Taxpayers
Social Dimensions of Student Debt: A Data Mining Analysis
Student Aid Reference Sheet, 2020-21
Student Loans, Financial Stress, and College Student Retention
See top list entry for Student Eligibility
See top list entry for Professional Judgment
See top list entries for Cash Management and Disbursement
See top list entry for Loan Counseling
See top list entry for Loan Counseling
Electronic Announcement, 5/15/20