Cohort Default Rate (CDR)

The prevalence of default on student loans among an institution’s alumni is regarded as an indicator of the value of its academic program and its ability to administer student financial aid. High default rates result in sanctions; very high default rates preclude participation in the Direct Loan or Pell Grant programs.

Related terms: Administrative capability

A Closer Look at the Trillion: Borrowing, Repayment and Default at Iowa's Community Colleges (2015) Web URL

Source: Association of Community College Trustees

Are Student Loan Default Rates Linked to Institutional Capacity? Web URL

Source: Journal of Student Financial Aid

Behind the Numbers: Making Sense of Cohort Default Rates PDF

Source: Trellis Company

Cohort Default Rates: Predicting the Probability of Federal Sanctions Web URL

Source: Educational Policy: An Interdisciplinary Journal of Policy and Practice

Costs and Risks in the Federal Student Loan Program: How Accountability Policies Can Protect Taxpayers Web URL

Source: American Enterprise Institute

CDR: What is it Good For? Absolutely Something. Web URL

Source: The Institute for College Access and Success

Detecting Early Signs of Default Risk at Austin Community College PDF

Source: Trellis Company

Digging Deeper: An Analysis of Student Loan Debt in Texas PDF

Source: Trellis Company

Do High Cohort Default Rates Affect Student Living Allowances and Debt Burdens? An Empirical Analysis Web URL

Source: Journal of Student Financial Aid

Does Student Loan Debt Hinder Community Well-Being? Web URL

Source: International Journal of Community Well-Being

Driving Down Default: How to Strengthen the Cohort Default Rate to Further Reduce Federal Student Loan Default Risk Web URL

Source: The Institute for College Access and Success

Fault Lines in Borrowing: Academic Outcomes of Students in Default (2020) Web URL

Source: Association of Community College Trustees

Financial Aid at the Crossroads: Managing the Student Debt Crisis in Texas PDF

Source: Trellis Company

Helping Our Students to Help Us Web URL

Source: National Association of College and University Business Officers

Institutional and State-Level Factors Related to Paying Back Student Loan Debt Among Public, Private, and For-Profit Colleges Web URL

Source: Journal of Student Financial Aid

Institutional Eligibility AskRegs Knowledgebase Q&As Web URL

Source: National Association of Student Financial Aid Administrators

It’s Time to Move Beyond Cohort Default Rates Web URL

Source: Robert Kelchen, Ph.D.

Lost in the Trillion: A Three-State Comparison of Community College Borrowing and Default (2017) Web URL

Source: Association of Community College Trustees

Protecting the Cohort Default Rate from Forbearance Abuse Web URL

Source: The Institute for College Access and Success

Student Loan Default and Repayment in Kentucky Web URL

Source: Kentucky Council on Postsecondary Education

Student Loan Default Has Serious Financial Consequences Web URL

Source: The Pew Charitable Trusts

Student Loan Repayment Web URL

Source: Consumer Financial Protection Bureau

TICAS Analysis of Official Three-Year Cohort Default Rates (FY17) Web URL

Source: The Institute for College Access and Success

Unaffordable Loans: When Should Schools Become Ineligible for Student Loan Programs? PDF

Source: Urban Institute

U.S. Student Loans and Debt Levels Set Record: What’s a Legislature to Do? PDF

Source: National Conference of State Legislatures

What Works: College Strategies for Reducing Student Loan Default (2020) Web URL

Source: Association of Community College Trustees and The Institute for College Access and Success

Why the Cohort Default Rate is Insufficient Web URL

Source: Third Way

See top list entry for Perkins Loan Program